EXPLORE OUR FINANCING OPTIONS*Apply online or in-store, and get financing today*

Synchrony bank is our most flexible financing option. Upon application approval, you’ll be issued a Big Sandy Charge Card or you can use your Synchrony Home card. Choose from multiple special appliance, furniture, and mattress financing options. Available to qualified customers with a qualifying purchase. You can even manage our account online. Get started and apply today!

9.99% APR for 5 years on qualifying $2499 or more furniture or mattress purchase or 9.99% APR for 3 years on any qualifying $1999 or more purchase made with your Big Sandy credit card. Excludes super savers, doorbusters and digital deals. In store only.*

*Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.1242% (5 Years) or 3.2262% (3 Years) of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Any discount, coupon, manufacturer rebate, or other promotional offer applied at time of purchase, will reduce your total purchase amount and may result in you not satisfying the minimum qualifying purchase amount required.

Buy Now, Pay Later Without the Fees Choose the best monthly payment plan for you with easy automatic payments Check eligibility with no impact to your credit score* *Creating an Affirm account and seeing if you prequalify will not affect your credit score. If you decide to buy with Affirm, these things may affect your credit score: making a purchase with Affirm, your payment history with Affirm, how much credit you've used, and how long you’ve had credit.

Available Online or In-Store - Approvals up to $5,000! Up to 24 Months to Pay No Credit Needed - Buy what you need, when you need it. We’ll give you the time. 90-Day Payment Option - Applying with Acima will not affect your FICO score.

Available Online or In-Store - Featuring a 100 Day Payoff Option Lease To Purchase - Lease up to $5,000. Up to 18 Months to Pay Automatic Payment Plan - Take part in our Lease-to-Own Program. Applying for Snap! Finance will not affect your FICO score

Featuring 90 Days Same As Cash Option No Credit Needed - up to $3,500 pre-approval Apply in a Minute or Less - Applying with Katapult will not affect your FICO score

Layaway

Available in-Store Only - for up to 6 Months Big Sandy Superstore is one of the best furniture stores with layaway. Mattress, furniture, or appliance layaway helps everyone afford the right home furnishings. Ask our in-store sales associates if appliance or furniture layaway is the right option for you. You Decide When to Pay - Reserve your price and pay on your terms FREE Layaway - with a small deposit of 10% on in-line product